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How to File an Auto Accident Claim In states that have no-fault insurance, the insurer will cover medical expenses as well as lost wages, regardless of who is responsible for the accident. They'll also be looking to gather evidence and review documents (photos witnesses' testimony, photos medical records, photos, and expense reports). The amount of compensation that you receive will depend on the extent of your injuries and the cost of your injuries. This article will walk you through the steps to file an auto accident claim. Report the Accident It's important that you report a car crash as soon as possible. In many states, you'll need to do this to the local police department or county sheriff, state police, or Department of Motor Vehicles. If you are able, take photographs of the crash scene. This will help you remember what happened, and it could be beneficial for your insurance claim. For instance, photos could show skid marks, vehicle damage as well as weather conditions and other important details. It's also a good idea to collect the information of the other driver including their name as well as the insurance company. If you can, ask for their driver's license as well as their car registration. It is also important to record what you saw and what happened. If you don't write down the incident, you could be held liable for injuries or damages that later become apparent. If you fail to notify your insurance company, they could not pay for any damages that result from the incident. You can find out whether your policy requires a report of an accident by reviewing your policy or calling your agent. Get Medical Attention One of the first things you should do following a car collision is to seek medical attention and be assessed for injuries. You can stay clear of future complications by seeing an expert as soon as you can. It can also strengthen your case when negotiating with the insurance company. It's best to visit an emergency room at a hospital, should you be able to, after a car accident. Hospitals have access to top-notch physicians, surgeons and medical equipment. Defense lawyers and insurance companies may find it difficult to minimize the damage caused by a hospital. Injuries sustained in car accidents could range from minor bruising up to severe internal injuries, such as brain injuries that are traumatic and even paralysis. Even if there aren't any symptoms at first, such as stiffness or pain it is crucial to see a doctor. The medical records will serve as crucial evidence to support your claim that you suffered injuries resulting from injury as a consequence of the crash. Our Denver car accident attorneys will use these documents to prove that the actions of the driver at fault caused your injuries and that you should be awarded fair compensation for your injuries. Take Pictures Take photos of the site of the accident as fast as possible, ideally before police arrive. If you are able to capture photos of the damage on each vehicle from various angles. It is also important to capture closeup photos of the vehicles and any other evidence of importance (such as broken glass or deployed airbags) as long as you are able do this. If you aren't able to take close-ups of the vehicles put an object like an old penny in the picture to give it scale. It is also possible to take photographs without or with flash to reveal the hidden details. Also, you should take photographs of any injuries you suffered during the accident. These photos will provide valuable evidence later on. The bruising and cuts will fade with time. It is also an excellent idea to take pictures of other aspects that may be relevant to the accident (such as road signs, traffic signals weather conditions, road debris) because they will help paint a clearer picture of what happened. Contact Your Insurance Company Contacting your insurance provider is crucial regardless of whether or not plan to file a claim for a car accident. Your policy might require you to make this call, and even in the event that it does not, your attorney will require records of your losses (like medical charges and repair costs) to back up your claims. Luna advises that you gather all relevant information about the scene. This includes information about your vehicle and any other drivers involved. Request to see the insurance card of the other driver and make sure that you have their name, address, phone number as well as information about their vehicle insurance (company or policy numbers). If there are any witnesses, try to get their names and contact numbers, too. The most important thing you don't want to do following a car accident is fight with insurance companies It is crucial to remain calm. Any statements you make while you're emotional can be used against you later on. This is why it's best to hire an attorney handle negotiations. They can ensure that you don't say anything that could be used against you later on. Contact an attorney An experienced attorney can assist you in dealing with the insurance company to get an equitable settlement. They will look over all of your medical records and bills, and work with doctors to determine the extent and severity of your injuries. Insurance companies won't give the appropriate amount when they haven't been provided with accurate and complete documents. You could be entitled to noneconomic damages, such as suffering and pain, in addition to the economic loss. If the court finds that the other driver was negligent, reckless or acted with a high degree of, recklessness or malice the court may make punitive damage a possibility. You'll need to notify the police if the driver at fault fled the scene. Also, you should get an original crash report from the precinct or online. You will need this to submit a no-fault claim, or a liability lawsuit. auto accident lawyer inglewood has specific laws that regulate automobile accidents. An experienced lawyer can explain these rules.